Meetings

M&T seminar

looks at reverse

mortgages

M&T Bank will be sponsoring a free seminar for seniors interested in learning how a reverse mortgage can be used to supplement retirement income without the worry of making monthly payments. The seminar is at 4:30 p.m. Monday, Oct. 29 at M&T's Airport Plaza Branch, 4168 Union Road, Cheektowaga. Benefits to be discussed include how a reverse mortgage can be used to pay medical expenses, consolidate debt, make home improvements or simply provide financial security and peace of mind. An M&T reverse mortgage specialist will be available to answer questions and explain how to qualify. Space is limited. Reservations are requested by calling 631-2411. M&T Bank has offered reverse mortgages for more than 10 years. M&T is a full-service equal housing lender.

BNI chapter

schedules pool, spa presentation

The next weekly meeting of the BNI Enterprise chapter of Business Network International will be held from 7 to 8:30 a.m. Friday, Oct. 26 at The Fairdale Banquet Center, 672 Wehrle Drive, Amherst. The program will be titled "Building Your Backyard Dreams," with a presentation by Vince Ciotoli, Pacific Pools and Spas. Visitors are welcome. For more information on the event, call Dave Raczyk at 894-5794.

Discussion set

on home care

agencies

The Erie County Department of Social Services will offer a free breakfast discussion on the expanding role of licensed home care agencies from 9 to 10 a.m. Tuesday, Nov. 13 at the Sonoma Grill, 5010 Main St., Snyder. For more information, call 855-3920.