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MONEY SMARTS - John Flis, left, holding a plaque with Jon Himes, teachers at Amherst High School, were two of 27 educators honored by the University at Buffalo's School of Management and M&T Bank during a ceremony on June 7. They were recognized for using the MoneySkill curriculum in their high school classes. MoneySkill, developed by UB finance professor Lewis Mandell, teaches students the basics of personal finance and money management. Also pictured is Patricia Sze-Benash of M&T Bank.